PERSONAL LOAN DOCUMENTS

Personal loans are unsecured loans that usually address short term financial needs. Although a financial institution may or may not question the purpose of applying for a personal loan, it has certain eligibility criteria for the same. Documents may be required for a personal loan application to prove that the eligibility criteria are adequately met with. These requirements are different for salaried and self-employed individuals and are the list below.

Salaried:

• ID Proof - Pan Card
• Address Proof - Aadhaar Card
• Copy of cheque of salary bank account
• 3 month salary slip and 6 month bank statement till date

Self Employed:

• Income Tax
• GST Returns
• Proof of business ownership, and continuity
• Bank statements of the past 6 months
• Audited financials from the previous two years
• Office address proof